Healthy Times

LFCHD Employee Newsletter

Life insurance, travel insurance, and estate planning 

Please view the important benefit information below provided by Human Resources. Look for an email from Teresa McCarty for more information.

Did you know that your Lincoln Financial Group (LFG) insurance policy offers more than just life insurance?  See below for a list of the additional features available in your life insurance policy provided by the Lexington-Fayette County Health Department and LFG at no cost to you:

Life Keys:  Online will and testament preparation service, identity theft resources, and beneficiary assistance.

Travel Connect:  Provides travel, medical, and safety-related services for employees and eligible dependents while traveling more than 100 miles from home.

Accelerated Death Benefit:  Provides an option to withdraw a percentage of your life insurance coverage when diagnosed as terminally ill.

Accidental Death & Dismemberment (AD&D):  Provides specified benefits for a covered accidental bodily injury that directly causes dismemberment (e.g., the loss of a hand or foot). If death occurs from a covered accident, both the life and the AD&D benefit would be payable.

Conversion:  If you terminate your employment or become ineligible for this coverage, you have the option to convert all or part of the amount of coverage in force to an individual life policy. Conversion election must be made within 31 days of your termination date.

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